Expert insights on reducing payroll taxes, implementing Section 125 cafeteria plans, and maximizing employee benefits for franchises and small businesses.
Published: November 2, 2026
A Section 125 plan needs a written plan document. See what it must include, when to adopt it, how it differs from an SPD, and what to check in a template.
Read More about Section 125 Plan Document: What It Must Include and Who Provides ItPublished: October 30, 2026
The dependent care FSA limit rose to $7,500 per household in 2026. Here is what changed, what a DCAP saves an employer, and what to update before open enrollment.
Read More about Dependent Care FSA Limit 2026: $7,500 per Household (Employer Guide)Published: October 30, 2026
FSAs, HSAs and HRAs all pay medical costs with tax-free money, but they differ in who funds them, who keeps the money and what they save an employer. Here is the employer's comparison with 2026 limits.
Read More about FSA vs HSA vs HRA: An Employer’s Comparison for 2026Published: October 30, 2026
The 2027 HSA, HDHP, ACA affordability, 4980H and Social Security figures next to 2026, with every limit the IRS has not yet announced clearly marked.
Read More about 2027 Employee Benefit Limits for EmployersPublished: October 30, 2026
A premium only plan (POP) lets employees pay health premiums pre-tax. See what a POP saves, where it stops, and how a full Section 125 plan compares.
Read More about Premium Only Plan (POP) vs. a Full Section 125 Savings PlanPublished: October 30, 2026
A QSEHRA stops at 50 employees; an ICHRA, now called a CHOICE Arrangement, works at any size. Compare 2026 limits, rules and ACA affordability.
Read More about QSEHRA vs ICHRA: Which HRA Can Your Business Use in 2026?Published: October 30, 2026
The 2025 tax law lets workers deduct qualified overtime and tips, but employers do the reporting. Here is what counts, the new 2026 W-2 codes, and a payroll checklist.
Read More about No Tax on Overtime and Tips: What Employers Must Report on 2026 W-2sPublished: October 30, 2026
The 2027 employer FICA rate, Social Security wage base, FUTA and deposit rules, plus a worked example of how pre-tax Section 125 deductions lower employer FICA.
Read More about Employer FICA Tax in 2027: Rates, Wage Base, and How to Lower It LegallyPublished: October 30, 2026
The ACA applicable large employer test counts full-time employees plus part-time hours from last year. Here is how to run it, with a worked example and the 4980H penalty amounts for 2026 and 2027.
Read More about Are You an Applicable Large Employer (ALE)? The 50-Employee Test and 4980H PenaltiesPublished: October 30, 2026
Applicable large employers must report their 2026 health coverage offers on Forms 1094-C and 1095-C in early 2027. Here are the deadlines, the 2024 law changes, penalties and a filing checklist.
Read More about ACA Reporting for Employers: Forms 1094-C and 1095-C for the 2026 Tax Year
