FAQs

What is a Section 125 Fully Insured Indemnity program?

Section 125 is oftentimes referred to as a Cafeteria plan. The IRS website defines it as such:

"A cafeteria plan is a separate written plan maintained by an employer for employees that meets the specific requirements of and regulations of section 125 of the Internal Revenue Code. It provides participants an opportunity to receive certain benefits on a pretax basis."

Are there any out-of-pocket expenses for this program?

Zero. Zilch. Nada. You will pay nothing extra out of pocket ever for this program. Our fees are covered with a portion of your tax savings.

What are some benefits I'll see as an employer?

Two of the biggest benefits employers gain from the tax benefit solution is longer employee retention, and increased profits. Our clients will save on average $550 to $600 per employee per year in payroll taxes. For every 100 employees you'll save on average $60,000 per year. How much will you save?

What is the minimum employee count I'll need to qualify?

Our plans start having great effect on operations with 100+ employees and for business owners with multiple locations. If you don't quite meet that criteria, please reach out and let's see what we can figure out together.

Estimate my Savings

Your savings on this program will be immediate when you run your first updated payroll. The money never leaves your bank account.

Let's say you're a franchisee with 225 employees between all your locations and you pay bi-weekly. Of those 225 employees about 80% will sign up - 180. Your yearly savings per employee is about $580+/-. So, let's do the math.

180 Employees * $580/year / 26 Pay Periods = $4000

That's $4000 PER PAYROLL, 26 times a year. Immediate savings. The payroll you ran last week? It can be $4000 lower next time.

Use the calculator on this page to see how much you'll save on this program.

Ready to talk?

Set up a meeting with one of our strategy advisors and hear the full story. If you're interested, they can tell you to the dollar just how much money you can save EVERY PAYROLL CYCLE. These savings are immediate. We've helped hundreds of franchisees and business owners save THOUSANDS every month.