Section 125 Plans & Payroll Tax Savings Blog

Expert insights on reducing payroll taxes, implementing Section 125 cafeteria plans, and maximizing employee benefits for franchises and small businesses.

What Does Cafe 125 or Sec 125 Mean on Your W-2?

Published: March 3, 2026 | Topic: Section 125 Plans

Find out what "Cafe 125," "Sec 125," or "Less Sec 125" means in Box 14 of your W-2. Learn how Section 125 cafeteria plan deductions reduce your taxable income and save you money.

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How to Set Up a Section 125 Plan for Your Franchise

Published: March 3, 2026 | Topic: Section 125 Setup

Step-by-step guide to setting up a Section 125 cafeteria plan for franchise owners. Reduce payroll taxes, add employee benefits, and save $550-$750 per employee with zero out-of-pocket cost.

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